My Name is David Bailey (NMLS# 3458). Thank you for taking the time to visit our web site.
For anyone who does not already know me I am the Owner of The Mortgage Outlet since 1987 located in Sayville, New York.
My Daughter Erika Bailey (NLMS # 217190) born and raised in the business, has officially joined me 3 years ago to create Team Bailey. We have a great passion for the mortgage industry and believe in tailoring the right loans for your needs. The Mortgage Outlet was created to take the stress out of our client’s mortgage process by Creating Clients for Life!
As a wholesale mortgage broker we do more than quote you a rate and fees that you can get all over the internet. We take the time to understand what your needs and goals are so we can match you with the right loan program. Whether this is your first home, your forever home, investment property, or looking to tap into your equity; we’ll take the time to educate you so together we can make the best decision to meet your needs. With recent changes in our lending industry getting a mortgage is no longer the easy process that it used to be. We will walk you through the entire mortgage process from the initial application, to your conditional loan approval, and eventually setting up your closing. When buying a home you need someone that works when you do not; the typical bank hours of 9 to 5 Monday to Friday just don’t work. Fortunately for you we are available evenings and weekends to accommodate your busy schedule, as it is our goal to satisfy our clients’ needs. You have access to us via emails, texting, and our cell phones to assist you and your Realtors with any questions that might arise during the entire mortgage process and after. We believe that the largest financial transaction you will ever make requires a true mortgage professional and someone who is going to take the time to fully educate you.
Our streamline mortgage process that has been mastered over the years enables us to take the stress out of the home buying/refinancing process not seen in today’s mortgage market. Because after all, it’s not just a house you are buying, it is your HOME! We look forward to the opportunity to get to know you, as always you can call, text, email, or stop on by.
